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Overview

Students have access to a personal Budget Dashboard and Savings Account where they can track their income, expenses, and savings — all from their own dashboard. These features teach real-world financial planning skills in an engaging, visual way.

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Budget Dashboard

The Budget Dashboard gives students a clear picture of their financial health at a glance.

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What Students See

Spending Balance

Current currency available for purchases and auctions. This is the student’s “checking account.”

Savings Account

Money set aside in savings — protected from spending impulses and separate from the spending balance.

Monthly Income

Total expected income from all assigned classroom roles, with a breakdown showing each role and its pay rate.

Monthly Bills

Total expected expenses from all assigned bills, showing the number of active bills.

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Budget Health Indicator

A visual progress bar shows the student how their income compares to their expenses:
  • “Great job! You’re saving money!” — Income exceeds expenses by 30% or more
  • “Warning: Expenses are high” — Small surplus (0-30%)
  • “Alert: Consider a higher-paying role” — Expenses meet or exceed income
The budget health indicator helps students self-assess whether they need to earn more, spend less, or apply for better-paying roles.

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My Bills

Below the summary cards, students see a list of all their assigned bills:
  • Bill name with category icon (e.g., 🏠 Office Rent)
  • Amount and payment frequency (Daily, Weekly, Bi-weekly, Monthly)
  • Next due date calculated from the payment schedule
  • Payment History — expandable section showing the last 20 bill payments with dates and amounts

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Savings Account

The Savings Account feature teaches students the value of setting money aside. Students access it from their dashboard navigation.

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Three Balance Cards

Spending Balance

Available for purchases right now

Savings Account

Saved for later — shows percentage of total assets

Total Assets

Combined spending + savings balance

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Transferring Money

Students can move money between their spending and savings accounts:
1

Enter Amount

Type the amount to save, or click Max to transfer the full spending balance
2

Click Save

Money moves instantly from spending to savings
3

Celebrate!

A confetti animation celebrates the student’s savings decision

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Transfer History

Students can review their past transfers showing:
  • Date and time of each transfer
  • Amount transferred
  • Direction (→ to savings or ← from savings)
  • Resulting balances after the transfer

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Budgeting Tips for Students

When you get paid from your classroom job, move some money to savings before spending on rewards. Even a small amount adds up over time!
Check your Budget Dashboard to see your total monthly bills. Make sure your role income covers them — if not, consider applying for a higher-paying role.
Try dividing your income:
  • 50%: Save for big goals or cover bills
  • 30%: Spend on medium rewards
  • 20%: Fun small purchases
The budget health bar on your dashboard tells you if you’re doing well or if expenses are too high. Aim for the green “saving money” status!
Big rewards come up in auctions — having savings set aside means you can bid confidently without worrying about your bills.

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For Teachers: Encouraging Good Budgeting

Introduce bills gradually. Start with one small bill so students learn the concept, then add more as they get comfortable managing their budget.
Celebrate savers! Publicly recognize students who use their savings accounts effectively. This encourages others to save too.
Use the Budget Overview. Check your classroom’s Budget Overview tab (Classroom → Expenses → Budget Overview) to see which students might need support. Students marked “At Risk” may need a role reassignment or bill adjustment.

Bills & Expenses

Learn how teachers set up and manage classroom bills

Classroom Jobs

Earning income through paid classroom roles

Earning & Spending

All the ways students earn and spend currency

Student Dashboard

Overview of everything students can access