Overview
The Bills & Expenses system adds realistic financial obligations to your classroom economy. Just like in the real world, students earn income through their roles and must manage expenses like rent, utilities, and taxes — teaching powerful lessons about budgeting, planning, and financial responsibility.Bills are processed automatically on the same schedule as role payments. Students see their bills, income, and budget health on their personal dashboard.
How It Works
Create Global Bills
Define bill templates (e.g., “Office Rent”, “Utilities”) in your account settings
Creating Global Bills
Click Add New Bill
Configure the bill details:
- Name: Clear label (e.g., “Office Rent”, “Business Tax”, “Utilities Fee”)
- Description: Optional context for students
- Amount: How much is deducted each period
- Type: Fixed amount or percentage-based
- Frequency: Daily, Weekly, Bi-weekly, or Monthly
- Category: Choose from housing 🏠, utilities 💡, taxes 💼, fees 📋, supplies 📦, or other 📌
- Color: Pick a color for visual organization
Bill Types
- Fixed Amount
- Percentage-Based
A set amount deducted each period regardless of the student’s income.Examples:
- Office Rent: $50/week
- Desk Fee: $10/daily
- Monthly Tax: $100/month
Bill Categories
| Category | Icon | Example Use |
|---|---|---|
| Housing | 🏠 | Desk rent, classroom space |
| Utilities | 💡 | Electricity, water, internet |
| Taxes | 💼 | Income tax, sales tax |
| Fees | 📋 | Service fees, late fees |
| Supplies | 📦 | Materials, equipment |
| Other | 📌 | Custom expenses |
Managing Bills Per Classroom
Enabling Bills
Toggle Bills On/Off
Enable or disable each global bill for this specific classroom. This is the single place to control whether a bill is active. When you disable a bill here, it immediately stops applying to all students in this classroom — no further deductions will occur.
When you disable a bill for a classroom, all student assignments for that bill are paused automatically. If you re-enable the bill later, the student assignments resume — no need to reassign.
Assigning Bills to Students
Budget Overview
The Budget Overview tab gives you a bird’s-eye view of every student’s financial health:| Column | What It Shows |
|---|---|
| Student | Name and assigned roles |
| Monthly Income | Total from all role payments |
| Monthly Expenses | Total from all assigned bills |
| Net Income | Income minus expenses |
| Balance & Savings | Current spending and savings balances |
| Status | Budget health indicator |
Budget Health Indicators
Healthy
30%+ surplus — Student’s income comfortably covers expenses with room to save.
Moderate
0-30% surplus — Student is covering expenses but has little room for saving.
Break Even
~0% surplus — Income roughly matches expenses. No savings growth.
At Risk
Negative — Expenses exceed income. Student’s balance will decrease over time.
Automatic Bill Processing
Bills are deducted automatically on the same schedule as role payments:- Daily bills: Processed at your configured daily payment hour
- Weekly bills: Processed on your configured payment day and hour
- Bi-weekly bills: Every 14 days based on your reference date
- Monthly bills: On your configured day of the month
Bill automation uses the same timezone and payment schedule settings as role payments. Configure these in Settings → Classroom → Payment Schedule.
What Students See
Students can view their bills and budget from their personal dashboard:- Budget Dashboard: Shows spending balance, savings, monthly income, monthly bills, and a budget health indicator
- My Bills: Lists all assigned bills with amounts, frequencies, and next due dates
- Payment History: See past bill deductions with dates and amounts
Best Practices
Start Simple
Start Simple
Begin with 1-2 low-cost bills (e.g., a small desk rent) so students adjust gradually. Add more bills over time as they learn to budget.
Balance Income and Expenses
Balance Income and Expenses
Make sure students with roles earn enough to cover their bills with some left over. Use the Budget Overview to verify no student is severely at risk.
Use Categories Meaningfully
Use Categories Meaningfully
Categorize bills to mirror real life — students start recognizing patterns like “housing is my biggest expense” that translate to real-world understanding.
Combine with Savings
Combine with Savings
Encourage students to use the Savings Account feature to set aside money before bills hit. This teaches the “pay yourself first” principle.
Review Budget Health Weekly
Review Budget Health Weekly
Check the Budget Overview tab regularly. If many students are “At Risk,” consider reducing bill amounts or increasing role pay rates.
Related Topics
Payment Schedules
Configure when bills and role payments process
Classroom Roles
Set up paid roles so students can earn income to cover bills
Student Budget & Savings
How students view and manage their bills and savings
Analytics
Track classroom-wide financial health and trends